we’re raising $13M. Here’s why you should join us.
a SERIES A story
(investor eyes only)
our journey
as told by linkedin
We started Neon Money Club because we were tired of seeing financial wellness approached the same way it has been for the past 40 years (don’t buy the cup of coffee!). We understand that Millennials and Gen Z gravitate toward lifestyle more than financial health — so we created a lifestyle brand built solely around financial wellness.
HOW DO YOU GET PEOPLE TO CARE ABOUT FINANCIAL HEALTH?
MAKE IT A BRAND.
AND WE’RE WINNING.
The Cream Card™ is the first Amex Card to let people invest their points directly into the stock market, making financial growth a core part of life’s everyday spending.
WE ARE THE ONLY FINTECH WITH A PREMIUM AMEX CARD LIVE IN THE MARKET.
Building a credit card program isn’t easy.
our members
High Quality / Low Risk
$170k
Average Salary
Average Credit Score
760
30
Average Age
WE ACQUIRE CARDMEMBERS FOR $20.
Competitors pay up to $1,000 for the same quality of customer.
How we make money
interchange
Our net interchange revenue is 2% + $0.10 per swipe.
The Cream Card™ has a $128 annual fee, an attractive price for people looking for a premium Amex card cheaper than the Gold ($350) or Platinum ($695).
Annual fee
investment fee
$3mo. / 0.5% AUM
a $13M raise will get us to 25K Cardmembers.
That’s equal to $20 Million in revenue.
WHAT’S NEXT
We become more than a card.
THE CREAM COLLECTION
A marketing play with 6 big brands with super loyal customers, to design their most popular products in our signature Cream Card color. The collective reach of this cohort is about 20 million people.
CURATED TRAVEL & EXPERIENCES
We’ll be partnering with a select group of hotel, travel, lifestyle and experience partners for a curated selection of benefits for members. Our goal is not to have everything, just the best.
deposit account
Today, the Cream Card comes with a built-in investment account. In 2025, we will be adding the ability to deposit your funds onto the card as well - providing an all-in-one solution on a single card.
JOIN US
